A financial advisor is a professional who can provide expert guidance in areas such as goal planning, protection, retirement, and investing. A quality advisor will listen to your goals, examine your current finances and recommend strategies to achieve your goals, maximize savings and/or reduce debt quickly.
Basic Financial Plan
Price: Rs 500
Price after discount: Rs 120
BUDGET YOUR MONEY! Financial experts and advisors have been saying this mantra for years. Budgeting is the single most important step if you want to achieve financial freedom. Since budgeting allows you to create a spending plan for your money, it ensures that you will always have enough money for the things you need and the things that are important to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.
Saveabhi can help you create a personalised Budget which is ideal for you. It will consider your take-home income, the city in which you live, number of dependents you have, etc. The budget should work as a benchmark for you.
The process is simple, once you have paid for the service Saveabhi will send you a small questionnaire to understand your current situation and requirements. It will take less than 2 mins to fill out the questionnaire.
After you have submitted the questionnaire, our advisor will analyse your responses, he/she may contact you if there is any need. Within the next 24 hours, you will receive a detailed category-wise budget that is recommended for you. You can track this budget in your Saveabhi app.
Price: Rs 1000
Price after discount: Rs 500
In portfolio analysis, your investment portfolio is checked, in order to optimise the allocation of holdings. Tracking your portfolio is as much important as choosing what funds you want to have in your portfolio. A quick overview and analysis of the funds that you have can go a long way in improving your investment results as you will be able to monitor them effectively. Most of the retail investors who lose money in Mutual Funds are those whose portfolio is not linked with their risk profile. We do your risk profiling and check the suitability of your portfolio and asset allocation.
Once you have made the payment a questionnaire will be emailed to you. You will be required to fill out this risk profiling questionnaire and send us a consolidated account statement of your mutual fund holdings.
After you have submitted the questionnaire, our advisor will analyse your responses, he/she may contact you if there is any need. Within the next 2 working days, you will receive a detailed analysis of your portfolio.
Price: Rs 2500
Price after discount: Rs 1000
Setting short-term, mid-term and long-term financial goals is an important step toward becoming financially secure. If you aren’t working toward anything specific, you’re likely to spend more than you should. You’ll then come up short when you need money for unexpected bills, not to mention when you want to retire. You might get stuck in a vicious cycle of credit card debt and feel like you never have enough cash to get properly insured, leaving you more vulnerable than you need to be to handle some of life’s major risks.
Here’s the first step to sorting our finances: working out where we want to be moneywise and what our priorities are. Setting financial goals helps us focus our money and our lives. Goals can be short-term or long-term, small or large, but they all need to be achievable. Many of us tend to underestimate how much we can achieve over time!
Goals can be like paying down debt, a down payment on a home, a child’s education, a child’s marriage, a secure retirement (or all of the above), Saveabhi can help you plan for what matters most to you. You define your financial goals, we’re here to help you plan for them. We can look at your goals, needs and budget together. And then review your options to help you move towards your future.
Once you have made the payment, a questionnaire will be sent to your registered email ID. This will help us understand your requirements and your current status. It will take less than 10 mins to fill out the questionnaire.
After you have submitted the questionnaire, our advisor will analyse your responses, he/she may contact you if there is any need. Within the next 2 working days, you will receive a detailed plan to achieve your goals
Comprehensive Financial Plan
Price: Rs 15000
Price after discount: Rs 5000
Comprehensive financial planning involves the detailed review and analysis of all facets of your financial situation including cash flow analysis, retirement planning, risk management, investment management, etc. It is only through comprehensive analysis that your true financial condition can be determined and the proper plan can be recommended. Any financial advisor or planner providing recommendations without addressing all of these aspects for you or your family will most likely result in unsuitable recommendations.
The initial step in developing a well thought out financial plan is to first define your objectives. At Saveabhi, we start by getting a clear understanding of your situation – where you are – and your objectives - where you want to be. Once defined, these objectives will determine the specific strategies, tactics, and financial instruments required to address some of the specific components of a comprehensive financial plan such as Retirement planning, Funding education, Estate planning, Children education and marriage, Protection of assets and income. Analysis of your present situation will help determine whether or not you are on target to meet your objectives.
The accurate integration of quantitative information as it relates to clearly defined objectives, concerns, risk tolerance and available resources will uncover any existing shortfalls or surpluses, followed by a review of options and alternatives that will provide for the development of a more effective, accurate, and relevant plan. Once we identify the options and strategies best suited to meet the goals we review the benefits and potential risks associated with each to provide you with a clear understanding of the differences associated with each plan. We then refine the options to develop a customized plan that best meets your needs as they relate to the components referenced above. Implement your strategy once the investment strategy is defined, we walk through every step in the evaluation and selection of the financial institutions and the myriad of investment vehicles offered in today’s market.
Once you have made the payment, a login detail will be sent to your registered email ID. It will take some effort from your side to complete the information asked. The more information you provide the better the plan would be. Once you have completed the form and have informed us we will start working on it. Our advisor will analyse your responses, he/she may contact you if there is any need. It may take up to 7 working days for you to receive a detailed plan comprehensive plan.